Technology enables the mobile phone to be used as a credit card – Globo.com

The launch of the latest model of Apple’s smartphone on Tuesday (9) may help to popularize, in Brazil, a form of payment out there is already common. Following what has become a tradition, consumers disputed the early models.

Day and night. The Apple fanatics lined up in the New York store. The launch of the new phone the American giant once marked the company’s entry in the virtual payments, mobile technology replacing the wallet and credit cards.

The tool will use the NFC system, the acronym English for Near Field Communication, or “near field communication”.

The technology is already operating in rivals Samsung and Motorola, and allows the exchange of information between devices without the need for cables or wires. Just holding the phone the card machine, for example, to pay a bill.

We believe that in

a future very next

life, where you pay and account

calls the taxi. You concentrate

bet Paula Pascoal, director of sales and business development Paypal Brazil

In Brazil, the use of this technology is still in its infancy. Here, despite 4 million card machines already have the NFC, lack deploy the rest of the infrastructure, interconnected with banks, operators and shops, to offer the service on a large scale consumers.

In the metropolises such as São Paulo, the technology began to be used in recharging the Single Ticket, on public transport.

The passenger does not need to go to a point of recharge, which generally have much queue mainly during peak hours . Now you can purchase credits from anywhere, even from home.

“It is extremely simple. Simply the user touches the card behind the phone, wait a moment to query, and click the” reload “. Loans will already be available on your card, freeing to use public transport, “says the application developer.

In the café, another tool also facilitates the consumer’s life. No need to go to the cashier to pay the bill. Just check-in application, which already has the card data. The property accesses the system and identifies the client by the photo. As it consumes, the waiter spending records that are automatically debited.

The business administrator Vinicius Balogh wore quite this option in the United States. “You get the information you spent, its history more easily in the palm of your hand,” he says.

It is expected that the mobile payment market will reach 80 million users in the country until in 2018.